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When my spouse was actually diagnosed with IBS, his physician said that he could easily benefit from the use of Medical Marijuana to help relieve some of his symptoms.  This is because he seems to have more serious problems when he is under a ton of stress & the medical treatment would help keep that anxiety minimal. I was entirely skeptical & I was also worried about the overall cost.  I told my spouse that I would look into the feasibility of this treatment but I didn’t hold onto much hope. The first call I made was to the HMO customer service line. I could swear that I heard the lady on the other end of the line laugh when I asked if medical marijuana was covered by our prescription plan.  She went on to say that in the opinion of the HMO, marijuana is a class 1 drug. This actually means that it falls under the same category as Heroin, LSD & other illegal drugs. These guidelines are set forth by the Federal Government & the FDA. So long as this is the position of these departments, HMOs can not cover the cost of these drugs.  Even though our medical worker can easily recommend & prescribe the use of medical cannabis, the Federal Government still states that it is an illegal substance! In the end, we thought it would be best to go with a drug that was approved by the FDA. It has some pretty excruciating side effects but at least we can have the cost covered by our insurance.  I sincerely hope that one day an agreement can be reached to allow for HMOs to cover the cost of alternative treatments such as medical marijuana. The average person really not afford the cost of paying out of pocket.

medical marijuana